In addition to perks like no foreign transaction fees, two complimentary EarlyBird Check-In vouchers each year and being able to earn A-list flight status, the Southwest Rapid Rewards® Premier Credit Card also offers a generous 6,000 bonus points every cardholder anniversary, which can often be enough to cover the cost of a one-way domestic flight. It’s these types of benefits that help round out the value of the $99 annual fee.
This airline credit card also earns 3X points per dollar on Southwest purchases and 2X points on Rapid Rewards hotel and car-rental partners. It also earns 2X points per dollar on local transit and commuting, including ride-sharing services.
Additionally, this Southwest card rewards 2X points per dollar spent on internet, cable, phone services, and select streaming. It earns 1X points on all other purchases.
Offer Details

Annual Fee: $99
Bonus: 75,000 Points
APR: Variable APR
Rewards Rate: 1X-3X Points
Bonus
The Southwest Rapid Rewards Premier Credit Card offers new cardholders a sign-up bonus of 75,000 Rapid Rewards points after spending $3,000 during the first three months of account opening.
You’ll also receive 6,000 points and 2 EarlyBird Check-Ins annually on your cardmember anniversary.
Rewards Rate
Cardmembers can earn more Rapid Rewards points through purchases with the Premier card. Currently, cardmembers earn:
- 3X points per dollar spent with Southwest
- 2X points per dollar spent with Rapid Rewards hotel and car-rental partners
- 2X points per dollar spent local transit and commuting, including ride-sharing services
- 2X points per dollar spent on internet, cable, phone services and select streaming services
- 1X points per dollar spent on all other purchases
Bonus points earned with the Premier Credit Card count towards earning a Southwest Companion Pass and also towards earning A-List and A-List Preferred status.
Annual Fee
The Southwest Premier Credit Card also comes with an annual fee that isn’t waived the first year. Cardmembers are charged the $99 annual fee on the first billing statement.
Foreign Transaction Fees
If you’re planning any post-pandemic travel outside of the US, the Southwest Rapid Rewards Premier Credit Card is a great travel companion. The card doesn’t charge any foreign transaction fees on international purchases.
Benefits
The Southwest Rapid Rewards Premier Credit Card offers similar benefits to the Plus card. Again, there are no fees for first and second checked bags, no change fees and no blackout dates on rewards flights. The Premier card’s travel perks include:
- Lost luggage reimbursement
- Baggage delay insurance
- Extended warranty protection
- Purchase damage and theft protection