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The Costco Anywhere Visa® Card by Citi, one of our partners, is a credit card made exclusively for Costco members.

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It comes with 4% cash back on up to $7,000 in annual gas purchases and EV charging purchases (and then 1% after), 3% back on restaurant and travel purchases, 2% back at Costco and Costco.com and 1% on other purchases.

One unique feature of the Costco Anywhere Visa Card is how you get your cash back. While most credit cards give you a monthly credit or a credit when you hit a certain rewards level, the Costco Anywhere Visa Card offers an annual rewards credit for all of your cash back earned.

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Also, this co-branded Citi credit card doesn’t have an annual fee, but you will need to be an active Costco member to enjoy its benefits.

Annual Fee: $0 (active Costco membership required)
Bonus: None
APR: Variable APR of 18.99%
Rewards Rate: 1%-4% Cash Back

Details: Full Review

Rewards Rate: The Costco Anywhere Visa by Citi offers 4% cash back on eligible gas purchases and EV charging purchases up to $7,000 annually, then 1% beyond that cap. It also offers 3% cash back on restaurant spending and eligible travel purchases, 2% cash back for both in-store and online Costco spending and 1% on all other purchases.