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Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. This card also comes with a competitive 18-month, 0% APR introductory balance transfer offer for new cardholders. After which, you’ll pay a variable APR based on your creditworthiness on any unpaid balances.

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Intro APR: New cardholders enjoy 0% introductory APR on all balance transfers for the first 18 months of account opening and are charged an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first four months of account opening.

After that, the fee will be 5% of each transfer (minimum $5). Once the no-interest offer concludes, a variable APR between 17.74% – 27.74%, based on creditworthiness, will apply to all balances.

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Who Should Use This Credit Card? People who want simple, flat-rate cash back on all of their spending.

Annual Fee: $0
Bonus: 2% Cash Back 
APR: Variable APR Between 17.74% – 27.74% After Intro 0% APR Period 
Rewards Rate: 2% Cash Back

Details: Full Review

Rewards Rate: The card offers 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.