The Citi® Diamond Preferred® Card, from our partner Citi, offers new cardholders 21 months of 0% introductory APR from the date of first transfer.

This long-term balance transfer offer makes this card among the best for balance transfers to wipe out existing credit card debt. Note that all balance transfers must occur within the first four months of opening the account.


Once the no-interest offer concludes, a variable APR, based on creditworthiness, will apply to all balances. 

Additionally, as a limited time offer, earn a $150 Statement Credit after you spend $500 on purchases in the first 3 months of account opening. New customers also enjoy 0% APR on new purchases made during the first 12 months of account opening. Read our full review of the Citi® Diamond Preferred® Card.


Annual Fee: $0
Bonus: $150 ⓘ
APR: Variable APR Between 16.74% – 27.49% After Intro 0% APR Period ⓘ
Rewards Rate: None

Details: Full Review

If you transfer a balance with this offer, after the 0% intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full.

Furthermore, there is a balance transfer fee of either $5 or 5% of the transfer amount, whichever is greater.