The American Express® Gold Card is a foodie’s dream come true. This appetizing credit card awards 4X Membership Rewards® points per dollar spent at restaurants worldwide, including eligible takeout and delivery services in the U.S., and 4X Membership Rewards® points at U.S. supermarkets, up to $25,000 each calendar year (then 1%).
You’ll also earn 3X Membership Rewards® points on flights booked directly through airlines or amextravel.com, and 1X point per dollar on all other purchases. Terms Apply.
While the $250 annual fee may seem out of reach for many households, when you consider that this credit card also offers $120 annual Uber Cash credits (valid for both rideshare and meal delivery) and $120 in annual dining credits for select merchants including Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations — families who use these services will undoubtedly offset the recurring cost of card membership.
Plus, the generous welcome bonus offer will go a long way towards booking that next family vacation. Read our full review of the American Express® Gold Card to learn more about its benefits and costs.

Annual Fee: $250
Welcome Offer: 60,000 Membership Rewards® points ⓘ
APR: 19.74% to 26.74% variable APR on eligible charges
Rewards Rate: 1-4X Points ⓘ
Details: Full Review
Annual Fee: $250
APR: The card carries a 19.74% to 26.74% variable APR on eligible charges, depending on your credit worthiness.
Rewards Rate: This card awards 4X Membership Rewards® Points per dollar at U.S. grocery stores, up to $25,000 each calendar year (1X point afterwards), and 4X Membership Rewards® Points at restaurants worldwide, including eligible takeout and delivery services in the U.S. .
Also earn 3X Membership Rewards® points on flights booked directly through airlines or with amextravel.com. Earn 1X points on all other eligible purchases.